Buying a new Dere Street Home: Our Process

WORK OUT THE BUDGET FOR YOUR NEW HOME

Buying any home is probably the biggest financial decision and long term commitment you’ll ever make and there’s only one person who knows how much you can afford, and that’s yourself! Consider your savings or the likely price your present home could raise if sold, then take your salary, and your partner’s if applicable, and see a mortgage advisor to understand how much you can borrow if necessary.

There’s a variety of Easy Purchase help available, particularly the Government’s Help To Buy scheme (link) which are there to help you but, at the end of the day, only YOU can decide what You can afford.

FIND YOUR NEW DERE STREET HOME

On this website you’ll find details of all our new homes, and a few that we’ve taken in Part Exchange, so take your time and have a look around. Once you’ve seen a home that ticks your particular boxes, go and visit and talk to our Sales Consultants about your particular requirements. If possible, we’ll accommodate these if you reserve early enough but the first step is talking to us!

APPOINT A SOLICITOR

You’re going to need a solicitor to purchase any new home – we can recommend some if you haven’t one of your own already but either way, you need legal advice.

MAKE YOUR RESERVATION WITH DERE STREET HOMES

Great, you’ve made your decision and are ready to commit – the earlier you reserve, the more choice you’ll have on available plots and the greater the chance we can accommodate any deviations in specification. You’ll be asked for a deposit, details of your legal advisor and financial arrangement at this time.

EXCHANGE OF CONTRACTS

We try to make this as stress-free as we can but we’re in the hands of your solicitors to a certain extent – our own legal advisors want the exchange to happen as quickly and as smoothly as possible and will do everything they can to make this happen.

PRE-COMPLETION

This is the period in which the transfer and mortgage documents are prepared and signed whilst your legal advisors will also be making their final searches at the Land Registry. With a completion date agreed, your legal advisors and mortgage provider will pay us the agreed purchase money and, at this stage, the home will be yours!

COMLETION – CONGRATULATIONS IT’S MOVING IN DAY!

The big day has finally come – we’re on hand to help when and where we can to make sure all the utilities are working.

DERE STREET AFTER CARE

Our service doesn’t stop when you’ve exchanged contracts – we are here for you to remedy any defects that may arise as you and the new property get to know each other!

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